Author Archive
From the Highest Grade Investment Counselor to the Lowliest Tipster
January 28th, 2012 | 
Author: It has been well noted in the Federal law that:
Congress enacted the Investment Advisers Act of 1940, ch. 686, 54 Stat. 847 (1940)(current version at 15 U.S.C. § 80b-1 to 80b-21 (1994)) both to protect the public “from the frauds and misrepresentations of unscrupulous tipsters and touts” and to safeguard bona fide investment counsel from the “stigma of the activities of these individuals.” S. Rep. No. 1775, 76th Cong., 3d Sess. 21-22 (1940), as quoted in 7 L. Loss & J. Seligman, Securities Regulation 3329 (1991).
(See the Cigna opinion in 916 P.2d 643; 1996 Colo. App. LEXIS 64; Fed. Sec. L. Rep. (CCH) P99,296; 20 BTR 255.)
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Is Insurance the Answer to Long Term Care Planning?
A recent USA Today article states that there is an increase in seniors living over the age of 90. According to author Haya El Nasser “The number of people living to age 90 and beyond has tripled in the past three decades to almost 2 million and is likely to quadruple by 2050”.Seniors who live longer generally have some sort of disability or need help at some level of living. Sandy Markwood, CEO of the National Association of Area Agencies on Aging, indicates that the focus needs to be on being able to help these seniors live at home as long as possible as nursing home cost could rise to average $72,000 a year.
Working with Elder Parents in Planning Financially for their Long Term Care
You may be taking care of elderly parents now or looking at that possibility in the near future. According to a report from USATODAY/ABCNews/Gallup Poll, 41% of baby boomers are helping take care of elderly parents by providing personal help or financial assistance or both.
Not Another Spam Email! Can I Sue for Unwanted Emails?
You open an email only to find yet another solicitation for some product or offer, the latest and greatest pill or business opportunity, and check the box to delete. Maybe you opened the email and discovered a link in which you can opt out of receiving any further emails. Annoyed yet? Perhaps if you are the type with the No Solicitation sign on your front door you are incensed and irate when you check your emails.
Can I Get Paid to Care for a Senior Family Member?
Cheryl was in a panic trying to get her parents home sold in Florida and move them near her in Idaho. Seven years ago Max and Clara purchased their retirement home in Florida and moved there from Idaho. Max had a stroke recently and Clara can no longer care for him herself, so in order for Cheryl to help out they need to move back to Idaho.